Call report 2004Q4
CHARLOTTE STATE BANK & TRUST — 2004Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 244,623,000 | USD | evidence → |
| Total loans | 123,513,000 | USD | evidence → |
| Allowance for loan losses | 1,562,000 | USD | evidence → |
| Securities available for sale | 81,485,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,967,000 | USD | evidence → |
| Interest-bearing deposits | 154,756,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,211,000 | USD | evidence → |
| Equity capital | 13,874,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,880,000 | USD | evidence → |
| Interest expense | 1,226,000 | USD | evidence → |
| Net interest income | 7,654,000 | USD | evidence → |
| Noninterest income | 2,516,000 | USD | evidence → |
| Noninterest expense | 6,579,000 | USD | evidence → |
| Provision for loan losses | 264,000 | USD | evidence → |
| Pretax income | 3,327,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,327,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,481,000 | USD | evidence → |
| Total capital | 15,043,000 | USD | evidence → |
| Risk-weighted assets | 128,970,000 | USD | evidence → |