Call report 2016Q1
BAY BANK, FSB — 2016Q1
The 22 measures BAY BANK, FSB reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 463,416,000 | USD | evidence → |
| Total loans | 400,415,000 | USD | evidence → |
| Allowance for loan losses | 1,949,000 | USD | evidence → |
| Securities available for sale | 24,958,000 | USD | evidence → |
| Securities held to maturity | 1,554,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 365,975,000 | USD | evidence → |
| Interest-bearing deposits | 267,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,086,000 | USD | evidence → |
| Equity capital | 68,008,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,114,000 | USD | evidence → |
| Interest expense | 368,000 | USD | evidence → |
| Net interest income | 4,746,000 | USD | evidence → |
| Noninterest income | 875,000 | USD | evidence → |
| Noninterest expense | 5,235,000 | USD | evidence → |
| Provision for loan losses | 298,000 | USD | evidence → |
| Pretax income | 361,000 | USD | evidence → |
| Income tax | 137,000 | USD | evidence → |
| Net income | 224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,255,000 | USD | evidence → |
| Total capital | 67,204,000 | USD | evidence → |
| Risk-weighted assets | 402,893,000 | USD | evidence → |