Call report 2015Q4
BAY BANK, FSB — 2015Q4
The 22 measures BAY BANK, FSB reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,129,000 | USD | evidence → |
| Total loans | 398,105,000 | USD | evidence → |
| Allowance for loan losses | 1,773,000 | USD | evidence → |
| Securities available for sale | 33,296,000 | USD | evidence → |
| Securities held to maturity | 1,573,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 367,509,000 | USD | evidence → |
| Interest-bearing deposits | 265,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,841,000 | USD | evidence → |
| Equity capital | 67,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,210,000 | USD | evidence → |
| Interest expense | 1,827,000 | USD | evidence → |
| Net interest income | 21,383,000 | USD | evidence → |
| Noninterest income | 4,865,000 | USD | evidence → |
| Noninterest expense | 22,114,000 | USD | evidence → |
| Provision for loan losses | 1,143,000 | USD | evidence → |
| Pretax income | 3,281,000 | USD | evidence → |
| Income tax | 1,208,000 | USD | evidence → |
| Net income | 2,073,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,465,000 | USD | evidence → |
| Total capital | 67,238,000 | USD | evidence → |
| Risk-weighted assets | 405,533,000 | USD | evidence → |