Call report 2005Q1
COTTAGE SAVINGS BANK — 2005Q1
The 22 measures COTTAGE SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,860,000 | USD | evidence → |
| Total loans | 28,767,000 | USD | evidence → |
| Allowance for loan losses | 254,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,318,000 | USD | evidence → |
| Interest-bearing deposits | 25,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 971,000 | USD | evidence → |
| Equity capital | 6,204,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 391,000 | USD | evidence → |
| Interest expense | 155,000 | USD | evidence → |
| Net interest income | 237,000 | USD | evidence → |
| Noninterest income | 34,000 | USD | evidence → |
| Noninterest expense | 213,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 58,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 44,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,156,000 | USD | evidence → |
| Total capital | 6,410,000 | USD | evidence → |
| Risk-weighted assets | 22,309,000 | USD | evidence → |