Call report 2004Q4
COTTAGE SAVINGS BANK — 2004Q4
The 22 measures COTTAGE SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,079,000 | USD | evidence → |
| Total loans | 26,966,000 | USD | evidence → |
| Allowance for loan losses | 254,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,761,000 | USD | evidence → |
| Interest-bearing deposits | 25,012,000 | USD | evidence → |
| Noninterest-bearing deposits | 749,000 | USD | evidence → |
| Equity capital | 6,160,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,384,000 | USD | evidence → |
| Interest expense | 536,000 | USD | evidence → |
| Net interest income | 848,000 | USD | evidence → |
| Noninterest income | 258,000 | USD | evidence → |
| Noninterest expense | 796,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 307,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,112,000 | USD | evidence → |
| Total capital | 6,365,000 | USD | evidence → |
| Risk-weighted assets | 20,274,000 | USD | evidence → |