Call report 2003Q4
COTTAGE SAVINGS BANK — 2003Q4
The 22 measures COTTAGE SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,759,000 | USD | evidence → |
| Total loans | 22,878,000 | USD | evidence → |
| Allowance for loan losses | 251,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,704,000 | USD | evidence → |
| Interest-bearing deposits | 23,645,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,059,000 | USD | evidence → |
| Equity capital | 5,953,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,319,000 | USD | evidence → |
| Interest expense | 586,000 | USD | evidence → |
| Net interest income | 733,000 | USD | evidence → |
| Noninterest income | 718,000 | USD | evidence → |
| Noninterest expense | 797,000 | USD | evidence → |
| Provision for loan losses | 87,000 | USD | evidence → |
| Pretax income | 567,000 | USD | evidence → |
| Income tax | 192,000 | USD | evidence → |
| Net income | 375,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,909,000 | USD | evidence → |
| Total capital | 6,114,000 | USD | evidence → |
| Risk-weighted assets | 16,337,000 | USD | evidence → |