Call report 2003Q3
COTTAGE SAVINGS BANK — 2003Q3
The 22 measures COTTAGE SAVINGS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,637,000 | USD | evidence → |
| Total loans | 23,293,000 | USD | evidence → |
| Allowance for loan losses | 233,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,571,000 | USD | evidence → |
| Interest-bearing deposits | 24,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 478,000 | USD | evidence → |
| Equity capital | 5,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 960,000 | USD | evidence → |
| Interest expense | 448,000 | USD | evidence → |
| Net interest income | 512,000 | USD | evidence → |
| Noninterest income | 667,000 | USD | evidence → |
| Noninterest expense | 613,000 | USD | evidence → |
| Provision for loan losses | 69,000 | USD | evidence → |
| Pretax income | 497,000 | USD | evidence → |
| Income tax | 168,000 | USD | evidence → |
| Net income | 329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,863,000 | USD | evidence → |
| Total capital | 6,069,000 | USD | evidence → |
| Risk-weighted assets | 16,469,000 | USD | evidence → |