Call reports 2025
DEWITT BANK & TRUST CO. — 2025
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 250,113,000 | 255,060,000 | 259,175,000 | 256,847,000 |
| Total loans | 189,589,000 | 188,689,000 | 191,342,000 | 204,033,000 |
| Allowance for loan losses | 2,185,000 | 2,217,000 | 2,218,000 | 2,281,000 |
| Securities available for sale | 41,780,000 | 41,311,000 | 41,441,000 | 41,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,058,000 | 228,160,000 | 231,670,000 | 223,119,000 |
| Interest-bearing deposits | 195,504,000 | 201,293,000 | 202,624,000 | 198,228,000 |
| Noninterest-bearing deposits | 28,554,000 | 26,867,000 | 29,046,000 | 24,891,000 |
| Equity capital | 19,066,000 | 19,868,000 | 20,726,000 | 21,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 7,287,000 | 10,836,000 | 14,455,000 |
| Interest expense | 1,469,000 | 2,894,000 | 4,344,000 | 5,695,000 |
| Net interest income | 1,849,000 | 4,393,000 | 6,492,000 | 8,760,000 |
| Noninterest income | 1,197,000 | 2,021,000 | 2,665,000 | 3,440,000 |
| Noninterest expense | 2,088,000 | 4,010,000 | 5,913,000 | 7,858,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 150,000 |
| Pretax income | 883,000 | 2,329,000 | 3,169,000 | 4,107,000 |
| Income tax | 33,000 | 89,000 | 120,000 | 157,000 |
| Net income | 850,000 | 2,240,000 | 3,049,000 | 3,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,880,000 | 23,771,000 | 24,079,000 | 24,481,000 |
| Total capital | 25,064,000 | 25,987,000 | — | — |
| Risk-weighted assets | 221,332,000 | 219,688,000 | — | — |