Call report 2008Q2
MUSKEGON COMMERCE BANK — 2008Q2
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,909,000 | USD | evidence → |
| Total loans | 79,041,000 | USD | evidence → |
| Allowance for loan losses | 3,319,000 | USD | evidence → |
| Securities available for sale | 75,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,231,000 | USD | evidence → |
| Interest-bearing deposits | 69,289,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,942,000 | USD | evidence → |
| Equity capital | 6,615,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,826,000 | USD | evidence → |
| Interest expense | 1,438,000 | USD | evidence → |
| Net interest income | 1,388,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 1,716,000 | USD | evidence → |
| Provision for loan losses | 3,318,000 | USD | evidence → |
| Pretax income | -3,626,000 | USD | evidence → |
| Income tax | -1,225,000 | USD | evidence → |
| Net income | -2,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,384,000 | USD | evidence → |
| Total capital | 8,354,000 | USD | evidence → |
| Risk-weighted assets | 75,242,000 | USD | evidence → |