Call report 2008Q1
MUSKEGON COMMERCE BANK — 2008Q1
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,678,000 | USD | evidence → |
| Total loans | 84,340,000 | USD | evidence → |
| Allowance for loan losses | 2,108,000 | USD | evidence → |
| Securities available for sale | 77,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,401,000 | USD | evidence → |
| Interest-bearing deposits | 72,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,986,000 | USD | evidence → |
| Equity capital | 8,297,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,526,000 | USD | evidence → |
| Interest expense | 801,000 | USD | evidence → |
| Net interest income | 725,000 | USD | evidence → |
| Noninterest income | 110,000 | USD | evidence → |
| Noninterest expense | 837,000 | USD | evidence → |
| Provision for loan losses | 668,000 | USD | evidence → |
| Pretax income | -670,000 | USD | evidence → |
| Income tax | -224,000 | USD | evidence → |
| Net income | -446,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,040,000 | USD | evidence → |
| Total capital | 8,094,000 | USD | evidence → |
| Risk-weighted assets | 83,277,000 | USD | evidence → |