Call report 2007Q1
MUSKEGON COMMERCE BANK — 2007Q1
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,662,000 | USD | evidence → |
| Total loans | 83,305,000 | USD | evidence → |
| Allowance for loan losses | 1,143,000 | USD | evidence → |
| Securities available for sale | 76,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,811,000 | USD | evidence → |
| Interest-bearing deposits | 70,238,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,573,000 | USD | evidence → |
| Equity capital | 9,316,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,728,000 | USD | evidence → |
| Interest expense | 904,000 | USD | evidence → |
| Net interest income | 824,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 1,068,000 | USD | evidence → |
| Provision for loan losses | 257,000 | USD | evidence → |
| Pretax income | -406,000 | USD | evidence → |
| Income tax | -134,000 | USD | evidence → |
| Net income | -272,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,617,000 | USD | evidence → |
| Total capital | 9,580,000 | USD | evidence → |
| Risk-weighted assets | 76,852,000 | USD | evidence → |