Call report 2006Q4
MUSKEGON COMMERCE BANK — 2006Q4
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,462,000 | USD | evidence → |
| Total loans | 81,358,000 | USD | evidence → |
| Allowance for loan losses | 1,240,000 | USD | evidence → |
| Securities available for sale | 76,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,804,000 | USD | evidence → |
| Interest-bearing deposits | 66,722,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,082,000 | USD | evidence → |
| Equity capital | 9,588,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,928,000 | USD | evidence → |
| Interest expense | 3,639,000 | USD | evidence → |
| Net interest income | 3,289,000 | USD | evidence → |
| Noninterest income | 566,000 | USD | evidence → |
| Noninterest expense | 2,859,000 | USD | evidence → |
| Provision for loan losses | 1,198,000 | USD | evidence → |
| Pretax income | -202,000 | USD | evidence → |
| Income tax | -61,000 | USD | evidence → |
| Net income | -141,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,890,000 | USD | evidence → |
| Total capital | 9,865,000 | USD | evidence → |
| Risk-weighted assets | 77,730,000 | USD | evidence → |