Call report 2003Q1
MUSKEGON COMMERCE BANK — 2003Q1
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,239,000 | USD | evidence → |
| Total loans | 79,544,000 | USD | evidence → |
| Allowance for loan losses | 1,012,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,354,000 | USD | evidence → |
| Interest-bearing deposits | 55,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,008,000 | USD | evidence → |
| Equity capital | 8,456,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,388,000 | USD | evidence → |
| Interest expense | 459,000 | USD | evidence → |
| Net interest income | 929,000 | USD | evidence → |
| Noninterest income | 227,000 | USD | evidence → |
| Noninterest expense | 543,000 | USD | evidence → |
| Provision for loan losses | 53,000 | USD | evidence → |
| Pretax income | 560,000 | USD | evidence → |
| Income tax | 194,000 | USD | evidence → |
| Net income | 366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,756,000 | USD | evidence → |
| Total capital | 8,715,000 | USD | evidence → |
| Risk-weighted assets | 76,706,000 | USD | evidence → |