Call report 2002Q4
MUSKEGON COMMERCE BANK — 2002Q4
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,465,000 | USD | evidence → |
| Total loans | 77,247,000 | USD | evidence → |
| Allowance for loan losses | 966,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,090,000 | USD | evidence → |
| Interest-bearing deposits | 47,326,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,764,000 | USD | evidence → |
| Equity capital | 8,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,741,000 | USD | evidence → |
| Interest expense | 2,022,000 | USD | evidence → |
| Net interest income | 3,719,000 | USD | evidence → |
| Noninterest income | 797,000 | USD | evidence → |
| Noninterest expense | 2,110,000 | USD | evidence → |
| Provision for loan losses | 173,000 | USD | evidence → |
| Pretax income | 2,233,000 | USD | evidence → |
| Income tax | 761,000 | USD | evidence → |
| Net income | 1,472,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,578,000 | USD | evidence → |
| Total capital | 8,511,000 | USD | evidence → |
| Risk-weighted assets | 74,577,000 | USD | evidence → |