Call report 2004Q4
DESERT COMMUNITY BANK — 2004Q4
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,275,000 | USD | evidence → |
| Total loans | 59,466,000 | USD | evidence → |
| Allowance for loan losses | 722,000 | USD | evidence → |
| Securities available for sale | 87,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,069,000 | USD | evidence → |
| Interest-bearing deposits | 44,505,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,564,000 | USD | evidence → |
| Equity capital | 8,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,966,000 | USD | evidence → |
| Interest expense | 740,000 | USD | evidence → |
| Net interest income | 3,226,000 | USD | evidence → |
| Noninterest income | 253,000 | USD | evidence → |
| Noninterest expense | 2,379,000 | USD | evidence → |
| Provision for loan losses | 132,000 | USD | evidence → |
| Pretax income | 966,000 | USD | evidence → |
| Income tax | 332,000 | USD | evidence → |
| Net income | 634,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,883,000 | USD | evidence → |
| Total capital | 7,605,000 | USD | evidence → |
| Risk-weighted assets | 59,351,000 | USD | evidence → |