Call report 2004Q3
DESERT COMMUNITY BANK — 2004Q3
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,870,000 | USD | evidence → |
| Total loans | 56,306,000 | USD | evidence → |
| Allowance for loan losses | 700,000 | USD | evidence → |
| Securities available for sale | 86,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,855,000 | USD | evidence → |
| Interest-bearing deposits | 46,272,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,583,000 | USD | evidence → |
| Equity capital | 7,890,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,920,000 | USD | evidence → |
| Interest expense | 514,000 | USD | evidence → |
| Net interest income | 2,406,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 1,782,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 652,000 | USD | evidence → |
| Income tax | 225,000 | USD | evidence → |
| Net income | 427,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,676,000 | USD | evidence → |
| Total capital | 7,376,000 | USD | evidence → |
| Risk-weighted assets | 57,567,000 | USD | evidence → |