Call report 2004Q1
DESERT COMMUNITY BANK — 2004Q1
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,121,000 | USD | evidence → |
| Total loans | 41,395,000 | USD | evidence → |
| Allowance for loan losses | 499,000 | USD | evidence → |
| Securities available for sale | 5,397,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,357,000 | USD | evidence → |
| Interest-bearing deposits | 41,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,255,000 | USD | evidence → |
| Equity capital | 7,601,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 920,000 | USD | evidence → |
| Interest expense | 202,000 | USD | evidence → |
| Net interest income | 718,000 | USD | evidence → |
| Noninterest income | 22,000 | USD | evidence → |
| Noninterest expense | 555,000 | USD | evidence → |
| Provision for loan losses | -54,000 | USD | evidence → |
| Pretax income | 239,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 157,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,377,000 | USD | evidence → |
| Total capital | 6,876,000 | USD | evidence → |
| Risk-weighted assets | 44,946,000 | USD | evidence → |