Call report 2003Q4
DESERT COMMUNITY BANK — 2003Q4
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,537,000 | USD | evidence → |
| Total loans | 42,709,000 | USD | evidence → |
| Allowance for loan losses | 626,000 | USD | evidence → |
| Securities available for sale | 5,390,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,998,000 | USD | evidence → |
| Interest-bearing deposits | 42,629,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,369,000 | USD | evidence → |
| Equity capital | 7,441,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,531,000 | USD | evidence → |
| Interest expense | 950,000 | USD | evidence → |
| Net interest income | 2,581,000 | USD | evidence → |
| Noninterest income | 228,000 | USD | evidence → |
| Noninterest expense | 2,184,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 595,000 | USD | evidence → |
| Income tax | 206,000 | USD | evidence → |
| Net income | 389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,216,000 | USD | evidence → |
| Total capital | 6,804,000 | USD | evidence → |
| Risk-weighted assets | 46,979,000 | USD | evidence → |