Call report 2007Q4
WILLIAMSTOWN BANK, INC. — 2007Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,557,000 | USD | evidence → |
| Total loans | 72,541,000 | USD | evidence → |
| Allowance for loan losses | 805,000 | USD | evidence → |
| Securities available for sale | 12,044,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,286,000 | USD | evidence → |
| Interest-bearing deposits | 70,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,727,000 | USD | evidence → |
| Equity capital | 11,028,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,351,000 | USD | evidence → |
| Interest expense | 2,261,000 | USD | evidence → |
| Net interest income | 4,090,000 | USD | evidence → |
| Noninterest income | 659,000 | USD | evidence → |
| Noninterest expense | 3,107,000 | USD | evidence → |
| Provision for loan losses | 1,409,000 | USD | evidence → |
| Pretax income | 233,000 | USD | evidence → |
| Income tax | -88,000 | USD | evidence → |
| Net income | 321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,942,000 | USD | evidence → |
| Total capital | 11,747,000 | USD | evidence → |
| Risk-weighted assets | 74,071,000 | USD | evidence → |