Call reports 2007

WILLIAMSTOWN BANK, INC. — 2007

Name: WILLIAMSTOWN BANK, INC. — FFIEC call report 2007
Creator: WILLIAMSTOWN BANK, INC.

What WILLIAMSTOWN BANK, INC. reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f15998c0-3c76-4e51-a8ad-3a7ae3a603e3/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	93,969,000	93,013,000	93,648,000	94,557,000
Total loans	72,846,000	72,702,000	73,557,000	72,541,000
Allowance for loan losses	859,000	964,000	772,000	805,000
Securities available for sale	12,596,000	11,929,000	11,969,000	12,044,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	81,980,000	81,081,000	82,568,000	83,286,000
Interest-bearing deposits	68,428,000	67,757,000	67,890,000	70,559,000
Noninterest-bearing deposits	13,552,000	13,324,000	14,678,000	12,727,000
Equity capital	11,364,000	11,422,000	10,950,000	11,028,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,557,000	3,138,000	4,742,000	6,351,000
Interest expense	539,000	1,095,000	1,670,000	2,261,000
Net interest income	1,018,000	2,043,000	3,072,000	4,090,000
Noninterest income	131,000	276,000	435,000	659,000
Noninterest expense	762,000	1,545,000	2,288,000	3,107,000
Provision for loan losses	29,000	64,000	1,336,000	1,409,000
Pretax income	358,000	710,000	-117,000	233,000
Income tax	109,000	196,000	-218,000	-88,000
Net income	249,000	514,000	101,000	321,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	11,238,000	11,404,000	10,892,000	10,942,000
Total capital	12,097,000	12,318,000	11,664,000	11,747,000
Risk-weighted assets	74,478,000	74,307,000	74,501,000	74,071,000