Call report 2005Q4
WILLIAMSTOWN BANK, INC. — 2005Q4
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,070,000 | USD | evidence → |
| Total loans | 67,914,000 | USD | evidence → |
| Allowance for loan losses | 778,000 | USD | evidence → |
| Securities available for sale | 13,148,000 | USD | evidence → |
| Securities held to maturity | 197,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,345,000 | USD | evidence → |
| Interest-bearing deposits | 66,303,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,042,000 | USD | evidence → |
| Equity capital | 10,382,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,619,000 | USD | evidence → |
| Interest expense | 1,372,000 | USD | evidence → |
| Net interest income | 4,247,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 3,080,000 | USD | evidence → |
| Provision for loan losses | 227,000 | USD | evidence → |
| Pretax income | 1,494,000 | USD | evidence → |
| Income tax | 420,000 | USD | evidence → |
| Net income | 1,074,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,322,000 | USD | evidence → |
| Total capital | 11,100,000 | USD | evidence → |
| Risk-weighted assets | 70,540,000 | USD | evidence → |