Call report 2005Q3
WILLIAMSTOWN BANK, INC. — 2005Q3
The 22 measures WILLIAMSTOWN BANK, INC. reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,120,000 | USD | evidence → |
| Total loans | 68,598,000 | USD | evidence → |
| Allowance for loan losses | 796,000 | USD | evidence → |
| Securities available for sale | 12,930,000 | USD | evidence → |
| Securities held to maturity | 198,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,298,000 | USD | evidence → |
| Interest-bearing deposits | 66,481,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,817,000 | USD | evidence → |
| Equity capital | 10,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,181,000 | USD | evidence → |
| Interest expense | 1,002,000 | USD | evidence → |
| Net interest income | 3,179,000 | USD | evidence → |
| Noninterest income | 385,000 | USD | evidence → |
| Noninterest expense | 2,240,000 | USD | evidence → |
| Provision for loan losses | 167,000 | USD | evidence → |
| Pretax income | 1,162,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 843,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,191,000 | USD | evidence → |
| Total capital | 10,987,000 | USD | evidence → |
| Risk-weighted assets | 71,060,000 | USD | evidence → |