Call report 2025Q2
F&M BANK — 2025Q2
The 22 measures F&M BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,326,000 | USD | evidence → |
| Total loans | 60,680,000 | USD | evidence → |
| Allowance for loan losses | 1,050,000 | USD | evidence → |
| Securities available for sale | 38,559,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,358,000 | USD | evidence → |
| Interest-bearing deposits | 104,352,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,006,000 | USD | evidence → |
| Equity capital | 15,128,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,930,000 | USD | evidence → |
| Interest expense | 787,000 | USD | evidence → |
| Net interest income | 2,143,000 | USD | evidence → |
| Noninterest income | 179,000 | USD | evidence → |
| Noninterest expense | 1,513,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 784,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,385,000 | USD | evidence → |