Call report 2025Q1
F&M BANK — 2025Q1
The 22 measures F&M BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,680,000 | USD | evidence → |
| Total loans | 60,089,000 | USD | evidence → |
| Allowance for loan losses | 1,025,000 | USD | evidence → |
| Securities available for sale | 38,160,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,593,000 | USD | evidence → |
| Interest-bearing deposits | 88,672,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,921,000 | USD | evidence → |
| Equity capital | 14,697,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,433,000 | USD | evidence → |
| Interest expense | 389,000 | USD | evidence → |
| Net interest income | 1,044,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 771,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 371,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,986,000 | USD | evidence → |