Call report 2025Q3
EASTERN MICHIGAN BANK — 2025Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 560,064,000 | USD | evidence → |
| Total loans | 207,315,000 | USD | evidence → |
| Allowance for loan losses | 2,493,000 | USD | evidence → |
| Securities available for sale | 128,066,000 | USD | evidence → |
| Securities held to maturity | 88,044,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 502,975,000 | USD | evidence → |
| Interest-bearing deposits | 357,423,000 | USD | evidence → |
| Noninterest-bearing deposits | 145,552,000 | USD | evidence → |
| Equity capital | 54,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,508,000 | USD | evidence → |
| Interest expense | 1,529,000 | USD | evidence → |
| Net interest income | 14,979,000 | USD | evidence → |
| Noninterest income | 1,551,000 | USD | evidence → |
| Noninterest expense | 9,850,000 | USD | evidence → |
| Provision for loan losses | -309,000 | USD | evidence → |
| Pretax income | 6,994,000 | USD | evidence → |
| Income tax | 1,278,000 | USD | evidence → |
| Net income | 5,716,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,562,000 | USD | evidence → |
| Total capital | 60,055,000 | USD | evidence → |
| Risk-weighted assets | 317,258,000 | USD | evidence → |