Call report 2025Q2
EASTERN MICHIGAN BANK — 2025Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 504,539,000 | USD | evidence → |
| Total loans | 208,286,000 | USD | evidence → |
| Allowance for loan losses | 2,436,000 | USD | evidence → |
| Securities available for sale | 137,101,000 | USD | evidence → |
| Securities held to maturity | 92,925,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 450,683,000 | USD | evidence → |
| Interest-bearing deposits | 323,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 126,939,000 | USD | evidence → |
| Equity capital | 51,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,810,000 | USD | evidence → |
| Interest expense | 1,008,000 | USD | evidence → |
| Net interest income | 9,802,000 | USD | evidence → |
| Noninterest income | 985,000 | USD | evidence → |
| Noninterest expense | 6,576,000 | USD | evidence → |
| Provision for loan losses | -361,000 | USD | evidence → |
| Pretax income | 4,504,000 | USD | evidence → |
| Income tax | 854,000 | USD | evidence → |
| Net income | 3,650,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,021,000 | USD | evidence → |
| Total capital | 58,457,000 | USD | evidence → |
| Risk-weighted assets | 332,502,000 | USD | evidence → |