Call report 2024Q4
EASTERN MICHIGAN BANK — 2024Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 520,797,000 | USD | evidence → |
| Total loans | 220,053,000 | USD | evidence → |
| Allowance for loan losses | 2,795,000 | USD | evidence → |
| Securities available for sale | 143,399,000 | USD | evidence → |
| Securities held to maturity | 106,032,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 471,146,000 | USD | evidence → |
| Interest-bearing deposits | 343,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,395,000 | USD | evidence → |
| Equity capital | 47,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,624,000 | USD | evidence → |
| Interest expense | 4,089,000 | USD | evidence → |
| Net interest income | 19,535,000 | USD | evidence → |
| Noninterest income | 2,165,000 | USD | evidence → |
| Noninterest expense | 12,430,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 9,212,000 | USD | evidence → |
| Income tax | 1,835,000 | USD | evidence → |
| Net income | 7,377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,214,000 | USD | evidence → |
| Total capital | 57,010,000 | USD | evidence → |
| Risk-weighted assets | 358,221,000 | USD | evidence → |