Call report 2024Q3
EASTERN MICHIGAN BANK — 2024Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,605,000 | USD | evidence → |
| Total loans | 220,776,000 | USD | evidence → |
| Allowance for loan losses | 2,895,000 | USD | evidence → |
| Securities available for sale | 170,909,000 | USD | evidence → |
| Securities held to maturity | 111,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 499,149,000 | USD | evidence → |
| Interest-bearing deposits | 364,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 134,206,000 | USD | evidence → |
| Equity capital | 47,650,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,484,000 | USD | evidence → |
| Interest expense | 3,481,000 | USD | evidence → |
| Net interest income | 14,003,000 | USD | evidence → |
| Noninterest income | 1,535,000 | USD | evidence → |
| Noninterest expense | 9,152,000 | USD | evidence → |
| Provision for loan losses | 208,000 | USD | evidence → |
| Pretax income | 6,215,000 | USD | evidence → |
| Income tax | 1,242,000 | USD | evidence → |
| Net income | 4,973,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,328,000 | USD | evidence → |
| Total capital | 55,222,000 | USD | evidence → |
| Risk-weighted assets | 378,136,000 | USD | evidence → |