Call report 2014Q2
EASTERN MICHIGAN BANK — 2014Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,794,000 | USD | evidence → |
| Total loans | 136,114,000 | USD | evidence → |
| Allowance for loan losses | 1,674,000 | USD | evidence → |
| Securities available for sale | 116,898,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,563,000 | USD | evidence → |
| Interest-bearing deposits | 193,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,299,000 | USD | evidence → |
| Equity capital | 27,330,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,436,000 | USD | evidence → |
| Interest expense | 346,000 | USD | evidence → |
| Net interest income | 4,090,000 | USD | evidence → |
| Noninterest income | 747,000 | USD | evidence → |
| Noninterest expense | 3,685,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 1,086,000 | USD | evidence → |
| Income tax | 249,000 | USD | evidence → |
| Net income | 837,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,483,000 | USD | evidence → |
| Total capital | 29,157,000 | USD | evidence → |
| Risk-weighted assets | 154,920,000 | USD | evidence → |