Call report 2014Q1
EASTERN MICHIGAN BANK — 2014Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 281,542,000 | USD | evidence → |
| Total loans | 137,653,000 | USD | evidence → |
| Allowance for loan losses | 1,657,000 | USD | evidence → |
| Securities available for sale | 108,726,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,205,000 | USD | evidence → |
| Interest-bearing deposits | 203,350,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,855,000 | USD | evidence → |
| Equity capital | 26,618,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,215,000 | USD | evidence → |
| Interest expense | 176,000 | USD | evidence → |
| Net interest income | 2,039,000 | USD | evidence → |
| Noninterest income | 326,000 | USD | evidence → |
| Noninterest expense | 1,884,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 480,000 | USD | evidence → |
| Income tax | 103,000 | USD | evidence → |
| Net income | 377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,171,000 | USD | evidence → |
| Total capital | 28,827,000 | USD | evidence → |
| Risk-weighted assets | 155,893,000 | USD | evidence → |