Call report 2010Q4
EASTERN MICHIGAN BANK — 2010Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,775,000 | USD | evidence → |
| Total loans | 155,859,000 | USD | evidence → |
| Allowance for loan losses | 3,156,000 | USD | evidence → |
| Securities available for sale | 66,355,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 235,092,000 | USD | evidence → |
| Interest-bearing deposits | 203,442,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,650,000 | USD | evidence → |
| Equity capital | 23,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,154,000 | USD | evidence → |
| Interest expense | 2,387,000 | USD | evidence → |
| Net interest income | 8,767,000 | USD | evidence → |
| Noninterest income | 1,412,000 | USD | evidence → |
| Noninterest expense | 7,118,000 | USD | evidence → |
| Provision for loan losses | 1,066,000 | USD | evidence → |
| Pretax income | 2,111,000 | USD | evidence → |
| Income tax | 495,000 | USD | evidence → |
| Net income | 1,616,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,602,000 | USD | evidence → |
| Total capital | 25,520,000 | USD | evidence → |
| Risk-weighted assets | 152,196,000 | USD | evidence → |