Call report 2010Q3
EASTERN MICHIGAN BANK — 2010Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,892,000 | USD | evidence → |
| Total loans | 161,826,000 | USD | evidence → |
| Allowance for loan losses | 2,802,000 | USD | evidence → |
| Securities available for sale | 56,147,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,241,000 | USD | evidence → |
| Interest-bearing deposits | 205,090,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,151,000 | USD | evidence → |
| Equity capital | 24,268,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,395,000 | USD | evidence → |
| Interest expense | 1,731,000 | USD | evidence → |
| Net interest income | 6,664,000 | USD | evidence → |
| Noninterest income | 1,080,000 | USD | evidence → |
| Noninterest expense | 5,310,000 | USD | evidence → |
| Provision for loan losses | 526,000 | USD | evidence → |
| Pretax income | 2,024,000 | USD | evidence → |
| Income tax | 474,000 | USD | evidence → |
| Net income | 1,550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,690,000 | USD | evidence → |
| Total capital | 25,667,000 | USD | evidence → |
| Risk-weighted assets | 157,342,000 | USD | evidence → |