Call report 2003Q4
STERLING BANK — 2003Q4
The 22 measures STERLING BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,225,000 | USD | evidence → |
| Total loans | 152,834,000 | USD | evidence → |
| Allowance for loan losses | 760,000 | USD | evidence → |
| Securities available for sale | 53,788,000 | USD | evidence → |
| Securities held to maturity | 7,976,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,796,000 | USD | evidence → |
| Interest-bearing deposits | 184,172,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,624,000 | USD | evidence → |
| Equity capital | 19,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,811,000 | USD | evidence → |
| Interest expense | 2,938,000 | USD | evidence → |
| Net interest income | 7,873,000 | USD | evidence → |
| Noninterest income | 668,000 | USD | evidence → |
| Noninterest expense | 7,801,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 785,000 | USD | evidence → |
| Income tax | 254,000 | USD | evidence → |
| Net income | 531,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,842,000 | USD | evidence → |
| Total capital | 20,602,000 | USD | evidence → |
| Risk-weighted assets | 164,687,000 | USD | evidence → |