Call reports 2003

STERLING BANK — 2003

Name: STERLING BANK — FFIEC call report 2003
Creator: STERLING BANK

What STERLING BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/eece1861-facf-46f7-874d-58da5506329e/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	218,435,000	226,409,000	216,910,000	255,225,000
Total loans	144,972,000	143,143,000	151,634,000	152,834,000
Allowance for loan losses	692,000	718,000	747,000	760,000
Securities available for sale	29,484,000	31,969,000	46,607,000	53,788,000
Securities held to maturity	0	0	0	7,976,000
Trading assets	0	0	0	0
Total deposits	205,012,000	212,583,000	196,487,000	218,796,000
Interest-bearing deposits	169,029,000	174,184,000	164,561,000	184,172,000
Noninterest-bearing deposits	35,983,000	38,399,000	31,926,000	34,624,000
Equity capital	12,350,000	12,497,000	19,617,000	19,663,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	2,610,000	5,273,000	7,950,000	10,811,000
Interest expense	738,000	1,511,000	2,198,000	2,938,000
Net interest income	1,872,000	3,762,000	5,752,000	7,873,000
Noninterest income	165,000	366,000	542,000	668,000
Noninterest expense	1,902,000	3,846,000	5,791,000	7,801,000
Provision for loan losses	30,000	60,000	90,000	100,000
Pretax income	132,000	339,000	558,000	785,000
Income tax	51,000	132,000	218,000	254,000
Net income	81,000	207,000	340,000	531,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	12,178,000	12,305,000	19,674,000	19,842,000
Total capital	12,870,000	13,023,000	20,421,000	20,602,000
Risk-weighted assets	143,381,000	147,354,000	151,349,000	164,687,000