Call report 2005Q1
RIVER CITY BANK — 2005Q1
The 22 measures RIVER CITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,665,000 | USD | evidence → |
| Total loans | 19,759,000 | USD | evidence → |
| Allowance for loan losses | 210,000 | USD | evidence → |
| Securities available for sale | 3,664,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,701,000 | USD | evidence → |
| Interest-bearing deposits | 20,816,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,885,000 | USD | evidence → |
| Equity capital | 7,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 378,000 | USD | evidence → |
| Interest expense | 113,000 | USD | evidence → |
| Net interest income | 265,000 | USD | evidence → |
| Noninterest income | 4,000 | USD | evidence → |
| Noninterest expense | 474,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | -235,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -235,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,882,000 | USD | evidence → |
| Total capital | 8,092,000 | USD | evidence → |
| Risk-weighted assets | 20,181,000 | USD | evidence → |