Call report 2004Q4
RIVER CITY BANK — 2004Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,591,000 | USD | evidence → |
| Total loans | 14,136,000 | USD | evidence → |
| Allowance for loan losses | 180,000 | USD | evidence → |
| Securities available for sale | 3,750,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,416,000 | USD | evidence → |
| Interest-bearing deposits | 13,320,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,096,000 | USD | evidence → |
| Equity capital | 8,115,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 446,000 | USD | evidence → |
| Interest expense | 84,000 | USD | evidence → |
| Net interest income | 362,000 | USD | evidence → |
| Noninterest income | 5,000 | USD | evidence → |
| Noninterest expense | 1,128,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | -920,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,117,000 | USD | evidence → |
| Total capital | 8,297,000 | USD | evidence → |
| Risk-weighted assets | 15,538,000 | USD | evidence → |