Call report 2016Q1
VERMILION VALLEY BANK — 2016Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,023,000 | USD | evidence → |
| Total loans | 88,684,000 | USD | evidence → |
| Allowance for loan losses | 923,000 | USD | evidence → |
| Securities available for sale | 27,461,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,054,000 | USD | evidence → |
| Interest-bearing deposits | 80,083,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,971,000 | USD | evidence → |
| Equity capital | 18,121,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,092,000 | USD | evidence → |
| Interest expense | 72,000 | USD | evidence → |
| Net interest income | 1,020,000 | USD | evidence → |
| Noninterest income | 77,000 | USD | evidence → |
| Noninterest expense | 507,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 515,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | 518,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,052,000 | USD | evidence → |
| Total capital | 17,975,000 | USD | evidence → |
| Risk-weighted assets | 88,101,000 | USD | evidence → |