Call report 2015Q4
VERMILION VALLEY BANK — 2015Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,521,000 | USD | evidence → |
| Total loans | 90,015,000 | USD | evidence → |
| Allowance for loan losses | 855,000 | USD | evidence → |
| Securities available for sale | 29,461,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,131,000 | USD | evidence → |
| Interest-bearing deposits | 80,926,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,205,000 | USD | evidence → |
| Equity capital | 17,622,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,257,000 | USD | evidence → |
| Interest expense | 277,000 | USD | evidence → |
| Net interest income | 3,980,000 | USD | evidence → |
| Noninterest income | 319,000 | USD | evidence → |
| Noninterest expense | 1,979,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,200,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 2,173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,565,000 | USD | evidence → |
| Total capital | 17,420,000 | USD | evidence → |
| Risk-weighted assets | 90,027,000 | USD | evidence → |