Call report 2015Q1
VERMILION VALLEY BANK — 2015Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,230,000 | USD | evidence → |
| Total loans | 78,056,000 | USD | evidence → |
| Allowance for loan losses | 783,000 | USD | evidence → |
| Securities available for sale | 37,639,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,769,000 | USD | evidence → |
| Interest-bearing deposits | 83,215,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,554,000 | USD | evidence → |
| Equity capital | 17,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,032,000 | USD | evidence → |
| Interest expense | 65,000 | USD | evidence → |
| Net interest income | 967,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 459,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 638,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 638,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,819,000 | USD | evidence → |
| Total capital | 16,602,000 | USD | evidence → |
| Risk-weighted assets | 79,507,000 | USD | evidence → |