Call report 2014Q4
VERMILION VALLEY BANK — 2014Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,400,000 | USD | evidence → |
| Total loans | 80,030,000 | USD | evidence → |
| Allowance for loan losses | 752,000 | USD | evidence → |
| Securities available for sale | 39,310,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,675,000 | USD | evidence → |
| Interest-bearing deposits | 82,550,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,125,000 | USD | evidence → |
| Equity capital | 16,204,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,210,000 | USD | evidence → |
| Interest expense | 284,000 | USD | evidence → |
| Net interest income | 3,926,000 | USD | evidence → |
| Noninterest income | 280,000 | USD | evidence → |
| Noninterest expense | 2,108,000 | USD | evidence → |
| Provision for loan losses | 272,000 | USD | evidence → |
| Pretax income | 1,826,000 | USD | evidence → |
| Income tax | 57,000 | USD | evidence → |
| Net income | 1,769,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,068,000 | USD | evidence → |
| Total capital | 15,729,000 | USD | evidence → |
| Risk-weighted assets | 85,087,000 | USD | evidence → |