Call report 2008Q1
VERMILION VALLEY BANK — 2008Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,113,000 | USD | evidence → |
| Total loans | 56,916,000 | USD | evidence → |
| Allowance for loan losses | 811,000 | USD | evidence → |
| Securities available for sale | 36,490,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,933,000 | USD | evidence → |
| Interest-bearing deposits | 68,700,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,233,000 | USD | evidence → |
| Equity capital | 9,897,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,265,000 | USD | evidence → |
| Interest expense | 579,000 | USD | evidence → |
| Net interest income | 686,000 | USD | evidence → |
| Noninterest income | 97,000 | USD | evidence → |
| Noninterest expense | 465,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 273,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 272,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,793,000 | USD | evidence → |
| Total capital | 9,571,000 | USD | evidence → |
| Risk-weighted assets | 62,178,000 | USD | evidence → |