Call report 2007Q4
VERMILION VALLEY BANK — 2007Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,195,000 | USD | evidence → |
| Total loans | 59,637,000 | USD | evidence → |
| Allowance for loan losses | 928,000 | USD | evidence → |
| Securities available for sale | 24,647,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,749,000 | USD | evidence → |
| Interest-bearing deposits | 63,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,746,000 | USD | evidence → |
| Equity capital | 9,565,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,296,000 | USD | evidence → |
| Interest expense | 2,439,000 | USD | evidence → |
| Net interest income | 2,857,000 | USD | evidence → |
| Noninterest income | 262,000 | USD | evidence → |
| Noninterest expense | 1,728,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 1,281,000 | USD | evidence → |
| Income tax | -83,000 | USD | evidence → |
| Net income | 1,364,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,629,000 | USD | evidence → |
| Total capital | 9,417,000 | USD | evidence → |
| Risk-weighted assets | 62,868,000 | USD | evidence → |