Call report 2005Q3
VERMILION VALLEY BANK — 2005Q3
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,855,000 | USD | evidence → |
| Total loans | 52,405,000 | USD | evidence → |
| Allowance for loan losses | 918,000 | USD | evidence → |
| Securities available for sale | 28,179,000 | USD | evidence → |
| Securities held to maturity | 346,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,961,000 | USD | evidence → |
| Interest-bearing deposits | 58,027,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,934,000 | USD | evidence → |
| Equity capital | 8,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,006,000 | USD | evidence → |
| Interest expense | 1,036,000 | USD | evidence → |
| Net interest income | 1,970,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 1,279,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 865,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 853,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,110,000 | USD | evidence → |
| Total capital | 8,820,000 | USD | evidence → |
| Risk-weighted assets | 56,621,000 | USD | evidence → |