Call report 2005Q2
VERMILION VALLEY BANK — 2005Q2
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,904,000 | USD | evidence → |
| Total loans | 51,505,000 | USD | evidence → |
| Allowance for loan losses | 921,000 | USD | evidence → |
| Securities available for sale | 27,930,000 | USD | evidence → |
| Securities held to maturity | 346,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,407,000 | USD | evidence → |
| Interest-bearing deposits | 61,098,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,309,000 | USD | evidence → |
| Equity capital | 8,684,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,974,000 | USD | evidence → |
| Interest expense | 660,000 | USD | evidence → |
| Net interest income | 1,314,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 852,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 575,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 568,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,069,000 | USD | evidence → |
| Total capital | 8,768,000 | USD | evidence → |
| Risk-weighted assets | 55,687,000 | USD | evidence → |