Call report 2002Q4
VERMILION VALLEY BANK — 2002Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,097,000 | USD | evidence → |
| Total loans | 56,136,000 | USD | evidence → |
| Allowance for loan losses | 915,000 | USD | evidence → |
| Securities available for sale | 17,816,000 | USD | evidence → |
| Securities held to maturity | 525,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,145,000 | USD | evidence → |
| Interest-bearing deposits | 61,902,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,243,000 | USD | evidence → |
| Equity capital | 8,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,734,000 | USD | evidence → |
| Interest expense | 1,381,000 | USD | evidence → |
| Net interest income | 2,353,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 1,115,000 | USD | evidence → |
| Provision for loan losses | 209,000 | USD | evidence → |
| Pretax income | 1,205,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | 1,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,408,000 | USD | evidence → |
| Total capital | 8,129,000 | USD | evidence → |
| Risk-weighted assets | 57,484,000 | USD | evidence → |