Call reports 2002

VERMILION VALLEY BANK — 2002

Name: VERMILION VALLEY BANK — FFIEC call report 2002
Creator: VERMILION VALLEY BANK

What VERMILION VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ed2d1c1e-c4d6-4dc8-ab35-9eeb7a63d6b0/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	50,568,000	51,772,000	54,513,000	82,097,000
Total loans	35,802,000	36,652,000	38,852,000	56,136,000
Allowance for loan losses	650,000	719,000	719,000	915,000
Securities available for sale	12,012,000	12,353,000	12,330,000	17,816,000
Securities held to maturity	452,000	452,000	451,000	525,000
Trading assets	0	0	0	0
Total deposits	43,044,000	45,108,000	45,585,000	73,145,000
Interest-bearing deposits	37,759,000	38,205,000	38,310,000	61,902,000
Noninterest-bearing deposits	5,285,000	6,903,000	7,275,000	11,243,000
Equity capital	6,109,000	6,263,000	6,556,000	8,544,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	832,000	1,681,000	2,522,000	3,734,000
Interest expense	334,000	642,000	949,000	1,381,000
Net interest income	498,000	1,039,000	1,573,000	2,353,000
Noninterest income	53,000	95,000	143,000	193,000
Noninterest expense	211,000	457,000	688,000	1,115,000
Provision for loan losses	60,000	120,000	120,000	209,000
Pretax income	285,000	544,000	891,000	1,205,000
Income tax	5,000	2,000	-5,000	-3,000
Net income	280,000	542,000	896,000	1,208,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	5,948,000	6,039,000	6,323,000	7,408,000
Total capital	6,402,000	6,504,000	6,819,000	8,129,000
Risk-weighted assets	36,153,000	36,907,000	39,469,000	57,484,000