Call report 2025Q4
VERGAS STATE BANK — 2025Q4
The 22 measures VERGAS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,729,000 | USD | evidence → |
| Total loans | 34,594,000 | USD | evidence → |
| Allowance for loan losses | 425,000 | USD | evidence → |
| Securities available for sale | 10,126,000 | USD | evidence → |
| Securities held to maturity | 1,524,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,920,000 | USD | evidence → |
| Interest-bearing deposits | 37,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,920,000 | USD | evidence → |
| Equity capital | 8,564,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,907,000 | USD | evidence → |
| Interest expense | 754,000 | USD | evidence → |
| Net interest income | 2,153,000 | USD | evidence → |
| Noninterest income | 53,000 | USD | evidence → |
| Noninterest expense | 1,346,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 801,000 | USD | evidence → |
| Income tax | 231,000 | USD | evidence → |
| Net income | 570,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,572,000 | USD | evidence → |