Call report 2025Q3
VERGAS STATE BANK — 2025Q3
The 22 measures VERGAS STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,061,000 | USD | evidence → |
| Total loans | 31,818,000 | USD | evidence → |
| Allowance for loan losses | 414,000 | USD | evidence → |
| Securities available for sale | 10,610,000 | USD | evidence → |
| Securities held to maturity | 1,687,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,336,000 | USD | evidence → |
| Interest-bearing deposits | 36,144,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,192,000 | USD | evidence → |
| Equity capital | 8,513,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,100,000 | USD | evidence → |
| Interest expense | 553,000 | USD | evidence → |
| Net interest income | 1,547,000 | USD | evidence → |
| Noninterest income | 39,000 | USD | evidence → |
| Noninterest expense | 945,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 648,000 | USD | evidence → |
| Income tax | 102,000 | USD | evidence → |
| Net income | 546,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,548,000 | USD | evidence → |