Call report 2025Q1
RAYNE BUILDING & LOAN ASSOCIATION — 2025Q1
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,349,000 | USD | evidence → |
| Total loans | 29,765,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 9,706,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,794,000 | USD | evidence → |
| Interest-bearing deposits | 37,482,000 | USD | evidence → |
| Noninterest-bearing deposits | 312,000 | USD | evidence → |
| Equity capital | 14,023,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 556,000 | USD | evidence → |
| Interest expense | 260,000 | USD | evidence → |
| Net interest income | 296,000 | USD | evidence → |
| Noninterest income | 55,000 | USD | evidence → |
| Noninterest expense | 368,000 | USD | evidence → |
| Provision for loan losses | -40,000 | USD | evidence → |
| Pretax income | 72,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 72,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,412,000 | USD | evidence → |