Call report 2024Q4
RAYNE BUILDING & LOAN ASSOCIATION — 2024Q4
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,319,000 | USD | evidence → |
| Total loans | 28,095,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 9,415,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,903,000 | USD | evidence → |
| Interest-bearing deposits | 37,808,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,000 | USD | evidence → |
| Equity capital | 13,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,341,000 | USD | evidence → |
| Interest expense | 1,118,000 | USD | evidence → |
| Net interest income | 1,223,000 | USD | evidence → |
| Noninterest income | 469,000 | USD | evidence → |
| Noninterest expense | 1,397,000 | USD | evidence → |
| Provision for loan losses | 116,000 | USD | evidence → |
| Pretax income | 267,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 240,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,340,000 | USD | evidence → |